Have you ever wondered, at the end of the month, where did all my money go? You have a great salary and you're able to buy whatever you want and still have enough left over for travel and fun, but it's not there? And you began to look around your house or apartment and you can't see it there either. So, where is the money that you have worked so hard for? Stop playing hide-and-go-seek with your money and learn the strategies that the Japanese have been using for years. We are pleased to present to you, Kakeibo, translated to the "household finance ledger". This Japanese budgeting system has helped many take control over their finances. And now, it's time for you to do the same. This book includes everything you will need to save and budget your finances for the entire year, plus a few additional pages, and questions for you to ponder when spending. Don't worry, we didn't forget about the holidays and special events. We've included an area for those as well. We hope that you have as much success, or more, with this journal as our team did.