This timely book explains, in everyday language, the driving forces behind the economic issues people are facing and how they are likely to play out. It also lays out the basics of saving and investing for retirement, then builds on these basics, going further to discuss equities, bonds, cash, and property; gold and currency; borrowing and leverage in investing; and dynamic asset allocation. It relates the economies of countries to the budgets that families deal with around their kitchen tables. For anyone wanting to make sense of the finance news or those concerned about the legacy being left to children, this book is a must-read.