The thought of retiring to another country has an appeal of excitement and Adventure. Panama has been touted by travel and retirement media as the number one place to retire. Panama offers a life time visa, discounts for retirees and a lower cost of living. While there are many benefits, the travel, and relocation industry has a vested interest in getting you there. They have something to sell you. Live and Retire in Panama provides you with what its truly like living there. Living and visiting are two different things. Some make the move full bore and find out its not what they envisioned as they had only the hype, the juice to make a decision. In this book, you will be given specific considerations to think about to guide you to make a decision that is best for you. Life In Panama is described giving you a full picture of what to expect. You are told what is opinion and what is fact. Culture, neighborhoods, crime, shopping, lack of services, and differences in lifestyle. There is How To information, a complete how to apply for your pensionado visa, documents, documentation and legal counsel. How to apply step by step instructions to bring your Pet to Panama. How to apply for a drivers license the procedure and documents needed. How to apply for a handicap placard. How to register your car, Purchasing or renting property. Mail services, Medical care for Military retirees, and disabled veterans. Medical Insurance, whats available and information for Veterans with disabilities. How to apply for the Foreign Medical program. You are provided with a listing of attorneys and doctor who are English speaking. Where to find religious services in English. Paul has lived in Panama for 6 years and is married to a Panamanian. He provides you with information that he wished he had when coming to Panama along with some examples of his experience. This book will aid your decision making process and makes your relocation and adjustment to Panama life easier.