What's in your Spiritual bank account? Have you deposited true love for your neighbor? You cannot withdraw the goodness of the Lord from an empty spiritual bank account. Before writing this book, I was a born-again "miserable" Christian with an empty spiritual bank account. I skeptically questioned the scripture that "abundant life" was for everyone (John 10:10). Thankfully, it was Jeremiah 17:9-10 that got my attention and changed the attitude of my heart. The heart is deceitful and desperately wicked: who can know it? But I, the Lord, search all hearts and examine secret motives. I give all people their due rewards, according to what their actions [and beliefs] deserve. Since writing this book, I have found that "abundant life" is for every­one (John 10:10). The key to abundant life is total surrender to the scalpel of the Lord, which divides the soul (or heart of man) from the spirit: The word of God is alive and active and sharper than any double-edged sword. It penetrates even to dividing the soul [emotions/intellect/will] from the spirit, joints and marrow; it judges the thoughts and attitudes of the heart. Nothing in all creation is hidden from God's sight. Everything is uncovered and laid bare before the eyes of him to whom we must give account (Heb. 4:12-13, NIV).