On Bobby Greenfield's sixteenth birthday, he is unexpectedly taken to the family owned bank in the small town of O'Fallon. Little did he know, his father was about to reveal an ability his family has possessed since the late-1800s. Thus begins an intricate, passionate, and inspirational journey for Bobby and his family as their lives weave through historical events, the pop-culture of multiple generations, and the changing dimensions of time. Initially, the reader is introduced to the concept of banking an uneventful or redundant day and returning from the future to live it with a sense of urgency and intensity. However, the story truly unfolds when the ramifications of an altered past catches up to those left in the future. The underlying theme has a strong focus on the crossroads and alternate paths we may take in our relationships and throughout the seasons of our lives. Detouring just one previously taken path has ripple effects on the future that cannot be predicted. After a lifetime of dealing with this gift, Bobby eventually questions if it may actually be a curse.