Are you worried about your children's financial future? Then whatever their ages, now is the time to teach them the money skills they will need every day of their lives. Neale S. Godfrey is not only an expert in family finance but also a parent who puts her advice to work in her own home. Chairman of the Children's Financial Network, mother of two, and a frequent commentator on national television, Godfrey has designed a unique program for kids -- from those as young as three to those in their teens -- that teaches them how to earn, save, and spend moneywisely while it lets parents clearly communicate their family's values. Using age-appropriate exercises and concrete examples, Godfrey shows parents how to deal with a variety of tough situations such as:Your teenage daughter desperately wants a $75.00 pair of designer jeans and there's only money in the budget for a moderately priced pair. Do you give her the money?Your five-year-old wants an allowance. Should he get it if he doesn't do his chores?Your daughter's best friend is going to Florida on vacation. How do you explain why your family can't go?What and why do you kids need to know about your finances?For parents who want to teach their kids the value of money and personal values, there's no better guide than Money Doesn't Grow On Trees.