Money is a tool which should be handled in a respectable way that works to our benefit. This book offers a simple way of how to manage finances by changing the perspective toward money. Misuse and abused of money is a common pitfall to many. The book shows how early development of techniques on how to handle money benefits the reader. Through my personal experiences and encounters this information is shared to promote good stewardship over finances. I show you how to avoid the debt grind, common obstacle to not having enough money, and how to save and pay first. I also show how I changed my future.