MoneySmarts4U is the right book for high school or college students It covers the basics of what they need to know about money and life planning. Topics such as cash and credit management, renting an apartment, buying a car, things to think about before getting engaged and married, buying a home, and the role of charity in life are covered in 12 short weeks of daily readings. MoneySmarts4U will enhance and improve the lives of anyone starting out or starting over.