The Monthly Bill Organizer will help insure you never miss a payment again. Say goodbye to unpaid bills and keep all of your information in one place. You have 2 fulls years (24 undated months) of worksheets to record the following: -Fill in Blank Month and Year (start using any time of year) -Name of Bill (Who you owe, mortgage, utility, etc.) -Date Due -Amount Due -Date Paid -Payment Type (Check, Credit Card, Cash, Online) In addition you get 2 full years of blank calendars (24 pages). On the calendar, write information you want to see at a glance. The calendar makes it much easier to see when bills are due or other info you may want to reference. Avoid past due notices and a bad credit score. The Monthly Bill Organizer will help you pay your bills on time, month after month. (Can also be used for a business.)