Women think differently about money than men. This monograph addresses women's relationship with money. Especially in the transitions of divorce, widowhood, and retirement women need to understand their values and beliefs about money. This monograph empowers women from all backgrounds and circumstances to incorporate their values in decisions about spending, saving, planning and giving. Appropriate also for financial professionals (wealth advisors/estate attorneys/financial planners/development officers) to guide clients to live their financial and philanthropic dreams according to their passions and values.