"Finally the truth is explained and the Game is over for any business owner who takes the short time that I spent reading this book. I never knew what the truth was until now. This knowledge is a huge asset to my business. I wish I knew then what I know now. Thanks Bart " M. Blake "Thank you for breaking things down in simple terms. It all seems so simple now." C. Folk "Anyone who travels the rocky roads of business, with just the thought of cost in mind, without someone (like Bart) who actually knows where the potential pitfalls are, deserves the inevitable loss of their merchant number and closing of business." T. Bauer