Never Annuitize

Insurance educator John Radjenovich gives you an inside look at the life insurance industry in his new book, "Never Annuitize."

Don't get suckered in by slick advertisements promoting insurance "professionals" and an industry out to get profit at the sake of yours. While there are honest agents out there, Radjenovich says they may not be totally aware of the financial implications of what they're trying to sell.

Learn the different types of life insurance available and get pointers on what to consider when choosing a policy. By clearly describing concepts such as dividends and breaking down annuities, Radjenovich explains how they may work against you, rather than help you, depending on your policy. He attacks companies' commercials claiming that they've paid out billions of dollars in dividends to policyholders, claiming it does nothing but mislead the consumer.

Not knowing enough may lead you into a situation where you are borrowing cash that you assumed was yours. With two decades in the business, Radjenovich will show you how to avoid that mistake and many others.

Know what you're buying and make your cash work for you with "Never Annuitize."