Gabriella Rumsey's life is turned upside down when a car crash claims the lives of her sister and brother-in-law and she becomes an instant mother to their three-month-old daughter. With family gone, limited finances, and her degree and career path on hold, how can she ever manage motherhood? Chad Hempstead, an author of action-packed crime novels, is jaded by love. Past experience has taught him to never let a female take advantage of his fame and fortune again. But when he walks into his parents' home and finds sexy Gabriella Rumsey, whose car he rear-ended two days earlier, ensconced in a Norman Rockwell Christmas scene, his heart has a hard time listening to his head. It will take a holiday miracle for them to live under the same roof and keep their hands off each other long enough to recognize the bonds that could bring them together.