In a world that has been constantly revolving around the financial fluctuations for so long, regardless of the type of society active at that time, we must become aware, maybe more than ever and fast too, about the benefits of personal financing. In other words, we must accept the fact that it's no longer an option to properly manage and keep track of our earnings, but it's something of paramount importance. In this book we will not only learn about what financial planning is, but also about how to make the money we make multiply. The first and most important step is to think about the future RIGHT NOW and not a day later. This is what this book is for.