Knowing how to organize personal finances is the first step to ensuring financial security and have a quiet life. Who learn to manage the money you know exactly how much you earn, how much you spend, and especially where to spend. With this information, you can plan your expenses, knowing that budget categories can cut spending, define what the financial priorities and figure out how to maintain balanced finances to avoid the risk of going into debt. Make a list of expenses and deduct these expenses from your monthly income can help, but there is a simple and efficient way of organizing the budget: have financial goals.