Monthly Budget Money Planner 30 Months - Total Monthly Income & Outgoings Tables These allow for an at-a-glance review of what's having the biggest effect on your overall monthly balance. - A To-Do Checklist - Each monthly Outgoings Table provides a facility to transfer some income to savings, which are logged at the back of the book. These could be used for any anticipated large expenditures, from college funds to cars, or to set up an emergency fund for unforeseen expenditures.