Ryan Keim experienced a terrifying event: being first on the scene of a dreadful car wreck that he and his children might easily have been part of. Looking back, he examines his feelings and reactions to the incident with the perspective of what he has learned from the faith of the apostle Peter as described in the book of Matthew-the story of Jesus walking on water. Peter stepped out in faith, but the fault in Peter was allowing the world to intrude, as the world so often does. Constant distractions-Facebook to NASCAR to Angry Birds-make it hard to slow down and actually see, though doing so, Keim explains, is critical to a believer's successful life. The nature of Peter's faith is an example of the Christian life. Ryan Keim has been where Peter was. Everyone, at some point, has been. Maintain focus on God, The Peter Effect declares, always.