The biggest fear most people face when planning for retirement is, "Will my money last for my entire retirement?" Unfortunately, people worry more about if their money is going to last than they worry about how their money is going to last. Once retired, you may have twenty to forty years left to live and enjoy life. How are you going to maintain the lifestyle you enjoy? If you need to go back to work at seventy, who is going to hire you? What kind of work could you do? People often are not only more concerned than necessary, they are concerned about the wrong things. The biggest fear people should have is, "Am I protecting my money from myself?" To go from making a living to living on what your money is making is a new and often overwhelming experience for most people. This book will help you understand the problems and the solutions so you can overcome your fears, meet your goals, and achieve peace of mind. This book is a course in responsible money management with time tested and well confirmed results. This book is for all readers with an interest in more responsible personal money management. It will expand your understanding and improve your investing strategy. I highly recommend this book to all who are considering working with a financial advisor and want to expand their own understanding and abilities in their personal financial management.