Banks and financial institutions discriminate against their customers daily based on economic class, race, sex and for being differently abled. This discrimination harms individuals, businesses, and the U.S. economy. In this book I identify and explain discriminatory financial processes, provide detailed examples, and explain the costs of inaction. I recommend ways for banks to resolve their discriminatory practices - reform. I also recommend ways for customers to encourage banks to change - revolt. By ending discriminatory practices, our economy can grow, businesses can thrive, banks can become more profitable, and individuals can thrive. It is time for Reform or Revolt.Benjamin Davis gained the knowledge to write this financial reform book both through his education and work experience. He completed his MBA degree with a perfect 4.0 GPA. Benjamin also worked in banking and finance for nearly two decades as a manager, financial advisor, business owner, teacher, and as a vice president with one of the largest banks in the world.