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Rejda, G: Principles of Risk Management and Insurance, Globa


en Limba Engleză Paperback – 18 ian 2017
For undergraduate courses in Risk Management and Insurance.
RedjaGÇÖs Principles of Risk Management and Insurance provides an in-depth examination of major risk themes. Using rich and up-to-date content on the basic concepts of risk and insurance, and introductory and advanced topics in traditional and enterprise risk management, the text is relevant to a wide number of disciplines in the business realm.
Fully updated and revised, the 13th Edition now covers global topics ranging from natural disasters and terrorism, to domestic issues like the ever-evolving Affordable Care Act and Healthcare Reform. Principles of Risk Management and Insurance sets itself apart by placing primary emphasis on insurance consumers and blends basic risk management and insurance principles with consumer considerations, allowing students to apply basic concepts to their own personal risk management and insurance programs.
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Specificații

ISBN-13: 9781292151038
ISBN-10: 129215103X
Pagini: 720
Dimensiuni: 205 x 254 x 25 mm
Greutate: 1.21 kg
Ediția:13 ed
Editura: Pearson Education

Descriere

For undergraduate courses in Risk Management and Insurance. Principles and Practices: Managing Risk with Consumer Considerations Redja's Principles of Risk Management and Insurance provides an in-depth examination of major risk themes. Using rich and up-to-date content on the basic concepts of risk and insurance, and introductory and advanced topics in traditional and enterprise risk management, the text is relevant to a wide number of disciplines in the business realm.

Fully updated and revised, the Thirteenth Edition now covers global topics ranging from natural disasters and terrorism, to domestic issues like the ever-evolving Affordable Care Act and Healthcare Reform. Principles of Risk Management and Insurance sets itself apart by placing primary emphasis on insurance consumers and blends basic risk management and insurance principles with consumer considerations, allowing students to apply basic concepts to their own personal risk management and insurance programs.

Features 

The Latest Risk Management and Insurance Coverage

  • NEW! Technically accurate and up-to-date material has been reviewed by numerous experts, especially in areas where changes occur rapidly.
  • UPDATED! Flexible, self­-contained chapters can be easily integrated into a wide variety of syllabi and include:
    • Basic concepts of risk and insurance
    • Introductory and advanced topics in risk management
    • Functional and financial operations of insurers
    • Legal principles
    • Loss forecasting
    • The application of new technology
    • Life and health insurance
    • Property and liability insurance
    • Employee benefits
    • Social insurance
  • NEW! In-depth discussion of healthcare reform, includingthe broken healthcare delivery system in the United States that led to enactment of the Affordable Care Act (ACA), has been added to Chapter 15.  
  • NEW!Chapters 15 and 16 provide an update on the ACA and its impact on individual and group health insurance coverages. Primary attention is devoted to provisions that have a major financial impact on individuals, families, and employers.
  • NEW! Chapter 16 discusses current trends in group health insurance to limit higher healthcare costs and premiums. As employers continue to grapple with the rapid increase in group health insurance premiums, they seek new solutions for holding down costs.
  • NEW! Chapter 18 summarizes the possible desirable and undesirable effects of the ACA on both workers’ compensation programs and employers.
  • NEW! Chapter 18 discusses the increased use of medical marijuana (now legal in at least 20 states and the District of Columbia), opiate overuse, and their impact on workers’ compensation programs.
  • NEW! Chapter 20 is a new chapter that discusses liability coverage of the Personal Auto Policy.
  • UPDATED! The sequence of homeowners and auto insurance chapters has been updated asauto insurance (discussed first) is typically more relevant and engaging to students (versus homeowners’ insurance).
  • NEW! Chapter 26 discusses the basic concepts in cyberliability insurance, which covers the damages caused when a data holder fails to protect private information from being accessed by an unauthorized party. It is an increasingly important topic as computer hackers continue to access credit card records and other personal information from millions of customers.
  • NEW! Coverage and discussions on the latest revisions of the ISO Commercial Property form, the Commercial General Liability form, the Commercial Government and Crime forms, and the new Auto Dealers Coverage form.

 

NEW! and UPDATED! Activities Throughout the Text Give Students Ample Opportunity to Apply New Material

  • Learning Objectives are provided at the beginning of each chapter to give students a brief introduction to the main concepts in the reading.
  • Chapter ­Opening examples provide hypothetical situations to help familiarize students with the topics that will be addressed in the chapter.
  • Insight Boxes are valuable learning tools that provide real-world application of the concepts discussed in the chapter.
  • Numerous website references in each chapter present valuable Internet resources for students to supplement their learning.
  • Real-world examples of risk and insurance concepts are found online and discussed in the text.