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Retirement on the Rocks: Why Americans Can't Get Ahead and How New Savings Policies Can Help

Autor Christian E. Weller
en Limba Engleză Hardback – 30 noi 2015
In the US, retirement savings are low while risk exposure is high, thus dooming many retirees to a low standard of living. This book offers straightforward solutions to build real retirement security for American families.
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Specificații

ISBN-13: 9781137395627
ISBN-10: 1137395621
Pagini: 236
Ilustrații: XI, 223 p.
Dimensiuni: 140 x 216 x 14 mm
Greutate: 0.42 kg
Ediția:1st ed. 2016
Editura: Palgrave Macmillan US
Colecția Palgrave Macmillan
Locul publicării:New York, United States

Cuprins

1. The Elusive Goal of a Secure Retirement
2. Americans' Growing Risk Exposure
3. More Risk, Greater Wealth Inequality
4. The Looming Retirement Shipwreck
5. Social Security: The Leaky Life Boat
6. Sink or Swim Retirement Plans
7. A Perfect Storm: Labor and Financial Maker Risks Feed on Each Other
8. The Pitfalls of Employer-Sponsored Retirement
9. Upside-Down Tax Incentives
10. Sidelined: The Millions Who Are Left Out
11. Charting a New Course


Recenzii




Notă biografică

Christian E. Weller is Professor of Public Policy at the University of Massachusetts Boston, USA, and Senior Fellow at the Center for American Progress, USA. He is a prolific author with well over 100 journal articles, edited volumes, book chapters, book reviews, and other publications, in addition to numerous policy reports and briefs. He serves on several editorial boards and is a past member of the executive boards of the Eastern Economic Association and the Labor and Employment Relations Association.

Textul de pe ultima copertă

Jobs and wages have become less secure over the past thirty years, while stock and housing markets have gone through greater booms and busts at the same time. These factors alone make saving for retirement difficult, but a number of policy changes have also increasingly exposed household to these risks, making saving more difficult and more uncertain. Social Security offers fewer protections because of an increasing retirement age, and employees receive less help from their employers than in the past. More people have to figure out complex "do-it-yourself" savings options while those who least need to save, because they have little risk exposure, tend to receive the greatest tax breaks for saving. The results have been fewer retirement savings, more uncertainty, and a direr outlook for a secure retirement for most Americans. Since savings are low and risk exposure is high because of past policy shortcomings, this book offers straightforward solutions to build real retirement security for American families.

Caracteristici

Weller is a frequent talking head on national broadcast and television news, including CNBC, CNN, ABC, NBC, Fox, Bloomberg; radio interviews, including the Diane Rehm show, NPR's On Point, NPR's Market Place, and many others. He has been cited as an expert in including the New York Times, the Washington Post, the LA Times, NewsWeek, USA Today, the Boston Globe Weller is senior Fellow at the Center for American progress, a highly regarded think tank for domestic economic issues, that carries brand name recognition Weller diagnoses the reasons why the middle class is shrinking in the US and what to do about it. It's an issue that will be central in the 2016 campaign as presidential hopefuls compete to convince the American public they can bring back the middle class. We will be pushing this as a publicity title in that period