"It is not enough to just get rid of debt. We must change our mindset and methods in order to manifest the fresh start that bankruptcy hopes to deliver." Rise Like A Phoenix: The 12 Steps of Bankruptcy is your guided tour through the bankruptcy process using the recovery movement's 12 Steps as a roadmap. From the First Step of recognizing how unmanageable debt has made your life, to transforming your mind, inventorying your assets and debts, confessing to another person, through making amends, creating new habits and paying it forward, bankruptcy done right is indeed a recovery process. It is a chance to heal the habits and mindset that didn't work for you and replace them with the inspiration, education and tools to help you rise like a Phoenix from the ashes of your financial ruin. As the 23d Psalm says, "Yea though I walk through the Valley of the Shadow of Death..." the operative word is "through." Don't pitch a tent there You are a Phoenix Rising