"I saved $2,540 on our annual mutual fund fees by switching." Marcus V., New Jersey "I saved $1,356 on my vehicle insurance using your Insider's Guide to Vehicle Insurance. I saved by using some of your 'tricks of the trade' like dropping the extras that I already had." George B., New York "I canceled my life insurance and used the money to buy the mutual funds. You were right. I didn't need the insurance anymore. My kids are all grown. John D., New York "We used your Insider's Guide to Long-term Care Insurance to decide not to buy a policy. We sold the bond funds our broker had us in and purchased low-cost tax-advantaged funds. John K., Virginia "I saved $774 on auto insurance. I spent one hour with two alternative insurers to find a better rate than I had for two cars-a 2005 and 1998. I found out I was paying for services I did not need, like PIP health insurance. We have adequate health insurance and we're covered by that policy if my family are injured in a wreck. I went through the charges with my current carrier to see if they could drop some other items. My '98 car doesn't need comprehensive/collision. I raised my deductible too. My new carrier gave me their alum discount." Larry S., New Jersey Most people can save $3,000 every year My clients have convinced me that almost everyone can save at least $3,000 a year by buying only the financials they need. Problem is, most people don't find out what they really need. Instead they rely on the salesperson to tell them. Well, you know what the barber said when asked, "Do I need a haircut?" Now you can find out Today, it is easier to find unbiased information about financial services. Today we have the Internet. There are providers that help us buy exactly what we need, not what the salesperson wants to sell us. However, some people don't shop for the best value because they don't think they can save much. They think there is not much difference between one company and the next. I will show you that there are big differences.