Many homeowners facing foreclosure don’t have to lose their homes. In fact, there are proven tactics for keeping your home—no matter the size of your debt and even if your mortgage is already in default. More than half of homeowners facing foreclosure didn’t ask their lender about these strategies. But it’s never too late. Millions of Americans could lose their homes due to subprime mortgages. If you’re one of them—or if you fear you may become one of them—don’t panic. Save My Home! is the step-by-step guide to avoiding foreclosure. You’ll learn why lenders and banks don’t want to foreclose on your home and how you can use their reluctance to your advantage. You’ll also find:

• New methods to determine the true value of your home
• How to find hidden sources of equity
• The pros and cons of modifying existing loans
• Information to avoid scams