No one is born knowing how to save or to invest. Every successful investor starts with the basics-the information in this brochure. A few people may stumble into financial security-a wealthy relative may die, or a business may take off. But for most people, the only way to attain financial security is to save and invest over a long period of time. Time after time, people of even modest means who begin the journey reach financial security and all that it promises: buying a home, educational opportunities for their children, and a comfortable retirement. If they can do it, so can you