Real estate can be bought and sold without the need for new bank financing. Owner financing is increasingly becoming an important mechanism for transferring ownership and deferring capital gains, but many sellers (and the professionals who serve them) do not fully understand how to navigate the territory competently. "Seller Financing on Steroids" helps people understand when and if they should be offering terms, and which strategy best meets their needs for income, safety and flexibility. Owner financing will help sellers sell their properties and businesses for the highest possible price, and help them create notes that are worth holding or selling. Dawn Rickabaugh is a California real estate broker who buys and brokers notes. She is also involved in engineering Title Holding (Land) Trusts for maximum asset and beneficiary protection. When banks say "no" we say "yes."