If one of the "hats" you wear is "insurance-buyer" for your bank, then this is the book for you. This book is written for bankers who buy insurance for their banks. Hundreds of definitions, forms, charts, suggestions, recommendations, and just plain good advice - for bankers. The language of insurance is demystified and translated into banker-speak. Scott Simmonds has worked with more than 370 banks in his career as a consultant. Bankers look to Scott to help make their insurance better - better coverage, better premiums, easier administration, and faster claims. Unbiased, expert bank-experience. In this second edition of his book, you get his latest thoughts, ideas, and approaches. One hundred updates were made from the 2007 version. Scott has received many industry awards and designations, making him one of the top 1% of insurance professionals in the country. Scott's ideas have been published and quoted in the Wall Street Journal, Money Magazine, Forbes, The Boston Globe, and the Ellsworth American. He is a past president of his local Rotary Club, and of the Maine Association of Professional Consultants.