What awful expectations and beliefs underlie the messages, spoken and unspoken, as we expect millions of us to lose-lose our health; lose our earning capacity; lose our productivity; lose our minds; and lose our ability to be independent, contributing, and a vital part of our world. One of the reasons I wrote this book is I think there are much healthier, happier, and wealthier expectations/beliefs we can create-for the good of all of us! I believe that most of my age cohort want to be contributors to the prosperity of the world. I know that I do, and that's another good reason for writing this book. If you are one of the really savvy, or lucky, ones who have adequate retirement money and you are fullled by whatever activities you choose, go for it! If, however, you do not have adequate retirement funds, why not choose to be productive and a participant in the world's economy-and in your own? According to the Economic Policy Institute, a 2013 study found that families between the ages of fifty-six and sixty-five had an average of $17,000 in retirement savings. Even with a good social-security payment. It's quite clear most of us won't be soaring very far or high on that!