"What I need now is a book to stop my kids from sending ME broke was the over-riding and unanimous feedback from parents who bought Sylvia Bowden's first book, How to Stop Your Kids Going Broke - So here it is In Stop Your Kids Sending You Broke Sylvia Bowden draws on her own experience as a mother, counsellor and budget advisor to offer practical advice to parents on how to safeguard their own financial resources and raise kids to be financially independent. Throughout she uses a relaxed and friendly writing style to communicate soundly-based financial concepts without intimidating jargon. Being a parent imposes significant demands on your finances. So what do you do when your children - whether preschoolers or at primary school, 'tweens' or teenagers - yes, even your grown-up children - dip into your pocket? All the points she covers are illustrated with case studies and monetary anecdotes to engage the reader's attention. There's some 'tough love', (which she has had to apply with her own children) in there too, as one means of moving your children towards financial independence and responsibility. If you feel your kids are sending you broke, Sylvia Bowden has the answers to your problem: 1.Be a Super Parent - discusses how to be a good role model and invites you to examine your own thinking on income and expenditure. 2.Run a Tight Ship - introduces the household spending plan, encourages common sense and creativity and demonstrates the difference between 'needs' and 'wants'. 3.Be Smarter than Your Kids - explains when to say no and how to set boundaries; how to teach children to look after their stuff (and why they should) and how to make good decisions about money. 4.Raise Financially Savvy Kids - covers basic money skills like managing pocket money and allowances. Exposes the real costs of buying cars or goods with finance, even if it's interest free. Gets them earning their own money and teaches them to save for their own future. 5.Let Your Kids Grow Up - prepares them to leave the nest and includes insights on the perils of 'rescuing' your offspring through personal loans or acting as guarantor. Sylvia concludes that when it's all said and done, it's up to parents to stop their kids sending them broke The last section of the book - PS: What To Do If It's Too Late provides help for parents who feel they have lost the battle.