This is the 2nd addition of Strategy of Debt Relief and like the first it was written for you the consumer and business owner to inform and to advise of the trappings of too much credit and what to do to their credit and budget issues. There is additional information on the beginnings of the credit scoring matrix and the origins of the banking industry and how it is today. There are real life problems giving using two friends Curly and Moe (not their real names). We will also be covering some fine points of the consumer credit bureau information that you will need to address your situation now and in the future. There are three sections to this book dealing with budgeting, credit repair, debt reduction and an expanded special section going into more detail about the current credit card changes and other consumer needed information. There is also a new Business Information section that will cover why are you in business, employee issues and business bankruptcy.