+Use a tax-FREE account to replace Social Security cuts. +Earn 10-12% on your retirement money with no taxes or fees. +Spend 8% of your nest egg FREE of income tax annually. +Avoid the tax on up to 85% of your Social Security benefits. +Turn your taxable pension or IRA into tax-FREE income. Our Washington "representatives" want to cut our Social Security benefits (Chained CPI) to pay for their previous mistakes. Our contributions to Social Security and Medicare may be used to pay for two wars, two tax cuts for the wealthy and two Wall Street bank bailouts that some say were never needed. We must act now to take advantage of compounding with a special IRS account that shields our gains from any taxation. While the wealthy have their tax havens, we can avoid federal and state income tax with a working person's Tax-FREE trust. Using the investment strategy favored by Warren Buffett, we can compound high investment earnings to create a Social Security supplement of $500,000. Compounding works best when you put your money to work in successful businesses paying dividends and stock splits, with no taxes or advisor/broker fees. The table below gives you some idea of how fast your money can grow if you invest it in businesses like the ones you buy from every day.