Accumulate $55,000, $200,000, $2,000,000 with NO taxes EVER. Use a special tax haven to protect all your earnings and gains. Contribute $9 a day, $250 a month over time. Isn't it time you started using the tax laws to your benefit like the people in the top 1% of income do How does Warren Buffett pay only 17% total tax? http: //www.youtube.com/watch?v=Cu5B-2LoC4s. How does Mitt Romney pay less than 15%? You may not receive $21 million a year like Romney does but you can use a tax haven he can't use to compound $9 a day into $2,000,000. Compounding high investment earnings is "the most powerful force in the universe." Compounding is money earning money on its earnings over time. Simple but powerful and no tax. When you invest $250 a month, $3,000 a year, in successful businesses, you earn more than a bank CD. After 10 years, you could have $55,000 because the businesses paid dividends and other people offered you more than you paid for your shares of the businesses. After 20 years, you could have $200,000 and after 40 years, perhaps $2,000,000. Over time, stocks of growing businesses are the safest investment.