CONTENTS: Speech Use of Technology in the Financial Sector: Significance of Concerted Efforts; Technology in Banking -- A Strategic Differentiator; Urban Cooperative Banking & Technology; Impact of IT in the Banking Sector; Payment & Settlement Systems & Information Technology; Provisions & Guidelines for Safe & Sound Electronic Banking; Technology Readiness of Indian Banks ; Internet Banking in India: Issues & Prospects; Mobile Banking: At the Doorstep of the Masses; Electronic Banking: The Legal Perspectives; Technology in Banks: A Case Study of HDFC Bank; Technology Initiatives by State Bank of India; Business Process Transformation at Syndicate Bank: A Case Study.