After the financial meltdown hit the markets in 2007 and 2008, almost no investment--stocks, bonds, commodities, or real estate--was left unscathed. Today, in the wake of the crisis, many workers, especially those nearing retirement, have lost confidence in their ability to fund a financially secure retirement.
In The Buckets of Money^(R) Retirement Solution: The Ultimate Guide to Income for Life, nationally renowned Certified Financial Planner^(R) Ray Lucia outlines his simple, time-tested system for achieving long-term financial stability regardless of market conditions.
Filled with real-life examples that help you evaluate your investing style and determine your time horizon, The Buckets of Money^(R) Retirement Solution details how to:

• Regain your balance in this ever-changing financial landscape, as well as how to prepare for whatever the economic future holds
• Choose the proper investments and execute The Buckets of Moⁿey^(R) plan for income, safety, and growth
• Create a workable withdrawal strategy once your plan is in place and working

The average retirement account lost a third of its value in 2008. Many people saw the value of their retirement assets fall, even as their debt rose. So it's not surprising that a survey by Bank of America found that more than half of its respondents planned to change their investment strategy. Change is good. But it begs the question: Change it to what? Based on the science of money, rather than the art of speculation, The Buckets of Money^(R) Retirement Solution provides you with answers in the form of battle-tested strategies that have been put to the test in more than 9,000 individual portfolios totaling more than $2 billion.
To win at the retirement game, you need to know your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, you'll learn how to achieve both income and growth, while reducing risk.