If you want your budget to be effective, you must follow it. To make sure you are following your budget, you need to keep accurate records. The Budget Record Book provides one convenient place to keep your budget records. The Budget Record Book contains 12 monthly plans which provide a space for you to: 1. Record beginning and ending checking and savings balances. 2. Record projected income and expenses. 3. Record all financial transactions in a transaction register. 4. Review how well you followed your monthly budget and plan for adjustments in future months. The Budget Record Book also contains several savings transaction registers, and a short illustrated explanation of how to make a budget using The Budget Record Book.