Save 40% on all your purchases You can save $3,000 a year on the financials you buy now-mutual funds, insurance, securities, vehicles, home, education. Wealthy people save all the time: That is how they stay wealthy. They save 40% on all their purchases. They put some money to work in the market FIRST; then spend it. We all should do that Each of their $100 investment checks turns into $1500 over time. They pay $27,000 for their $50,000 vehicle; $450,000 for their $650,000 homes. They use the compounded cash their investments earn. Their money compounds over time. When the rich put their money to work in businesses, they know it takes time to grow. $9 a day, $250 a month, $3,000 a year; they earn $55,000 in 10 years, $220,000 in 20 years, $900,000 in 33 years-$900,000 from $99,000 in contributions. That is how The Working Millionaire stays wealthy. Luckily, earning $900,000 from $99,000 does NOT require you to be a genius or a lucky stock picker. All it takes is $9 a day. You can set up this investment in one hour on the telephone or computer at no cost. You tell the trustee to take $250 a month from your checking account automatically. Your spouse can do it too. You check on your low-cost mutual funds once a year. That's it. You do nothing else because it takes time, not brilliant stock trading. Every morning when you hear that stocks are down, you know you are buying more on sale. You are doing what wealthy people do every day-you are leaving your money alone to do WORK. You remember what Warren Buffett, master investor said: We continue to make more money when snoring than when active. Berkshirehathaway.com "My wealth has come from a combination of living in America, some lucky genes, and compound interest."