Ben is an insecure accountant obsessed with statistics, gambling and beating the odds. When he wins sixty-four million in the lottery he finds himself challenged by the possibilities that his new wealth brings. He soon falls under the influence of charismatic Russian gambler Mirco, whom he meets on a holiday in New York. He also falls in love with a stewardess, Wendy, but now that Ben's rich he finds it hard to trust anyone. As both relationships become more dubious, Ben needs to make some difficult decisions and figure out who's really his friend and who's just in it for the money.