His love for her is real. But is her fortune? Horse trainer by day and agent of the Crown at night, when Sir Randolph receives an offer to help a baroness train a timid filly, he's happy to oblige. But with no horse in sight and the sneaking suspicion he's been set up for love, he and the beautiful young widow Lady Xenobia hit it off immediately. There's only one problem - what is the fine Lady doing with a hidden stash of suspicious-looking bank notes? Yearning for an independent life, Rachel spends her days balancing the books for her mother's business. But when a dashing son of an earl with a need for an accountant sets his sights on her, she finally sees her chance. He might not be heir to the earldom, but Mark Merriweather is a cunning businessman searching for a wife... and he feels an attraction to Rachel which is impossible to deny. With a matchmaking cousin pulling strings in the background and secrets bubbling to the surface, will this pair of budding couples find the happiness they desire? And as passion begins to flare amid rumors of embezzlement and counterfeit banknotes, will their relationships fall apart before they even begin?