Shelia Conyers rented a beautiful cottage on Lake Ossahatchee for the summer after her husband, Bill, broke his leg. She felt like the quaint little town of Ossahatchee, Georgia and the lake would be the perfect place for her husband to recover from his injuries. The residents of Ossahatchee begin to act strangely towards the Conyer's after they realize that their teenage son, Ryan, will be joining them at the lake. During the annual Summer Festival held at the lake, a local citizen warned Shelia of the female spirit who has roamed the shores of the lake since 1925. What will happen to the Conyers family when they go head-to-head with the cursed lady of Lake Ossahatchee?