Michigan attorney Doug Dern takes you through the process of consumer bankruptcy. law. The Book explains the difference between a Chapter 7 Bankruptcy and a Chapter 13 Bankruptcy. The book explains the process of consumer bankruptcy in Michigan. Although bankruptcy is governed by federal laws this book zeros in on the Michigan court system. This book is a general guide. It is meant to take the person who knows nothing about bankruptcy and guides them through the whole process. The book is written in simple layman's terms. It has a few stories to help illustrate how the law is applied in real life. Takes the subject of Bankruptcy and makes it a fun read. The author will teach you how to understand bankruptcy.law. it is a fun enjoyyable read.