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The Regulatory Economics of Title Insurance

Autor Nelson R. Lipshutz
en Limba Engleză Hardback – 13 mar 1994 – vârsta până la 17 ani
Title insurance is central to the health of the home mortgage market and the commerical real estate business, and its regulation has a profound impact on the prices that consumers pay for title insurance and the kinds of coverages that are available. Dr. Lipshutz provides a concise but comprehensive overview of the key economic policy issues that arise in regulating this small but critical segment of the insurance industry. This is the first book to examine title insurance from a primarily economic viewpoint and contains much information on the operations of the industry that is available nowhere else. The book is particularly timely because title insurance regulation is currently under intensive study by a number of state insurance departments and by the National Association of Insurance Commissioners.
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Specificații

ISBN-13: 9780275947422
ISBN-10: 0275947424
Pagini: 168
Ilustrații: figures, appendices
Dimensiuni: 156 x 235 x 14 mm
Greutate: 0.41 kg
Editura: Bloomsbury Publishing
Colecția Praeger
Locul publicării:New York, United States

Notă biografică

NELSON R. LIPSHUTZ is President of Regulatory Research Corporation of Waban, Massachusetts, an economics consulting firm which he founded in 1977. He holds degrees in theoretical physics from the University of Pennsylvania and the University of Chicago, and a degree in finance from the Wharton School. He has taught physics at Duke University and economics at Northeastern University, and served as Coordinator of industry and consumer advice to the Title Insurance Working Group of the National Association of Insurance Commissioners.

Cuprins

FiguresAcknowledgmentsPrefaceA Preliminary Note on TerminologyOverview of Title InsuranceThe Issue of SolvencyThe Issue of DefalcationsThe Issue of Capital AttractionThe Issue of Agency CommissionsThe Issue of Title Insurance RatesThe Issue of Data CollectionThe Issue of Abusive Trade PracticesThe Issue of Alternatives to Title InsuranceAppendix A: NAIC Model Title Insurance ActAppendix B: Excerpts from RESPA Regulation XAppendix C: ALTA Uniform Financial Reporting Plan