Cantitate/Preț
Produs

The Student's Guide to Financial Literacy

Autor Robert E. Lawless
en Limba Engleză Hardback – 10 mar 2010 – vârsta până la 17 ani
Presenting a broad array of financial knowledge, this interesting, easily understandable book will aid students and young adults in achieving their desired levels of wealth, success, and overall financial and personal fulfillment.The recent global financial crisis was caused, at least in part, by the financial ignorance of many consumers. Many students and young adults in particular have never been taught the basics of financial planning. Yet, the earlier people move from financial illiteracy to literacy, the greater the benefits that will accumulate over time.As The Student's Guide to Financial Literacy makes clear, practices adopted in the early years of adulthood can have the most dramatic effect on a person's ultimate quality of life, level of success, and age of retirement. This book is designed to convey financial wisdom in terms that are easy to understand with suggestions that are easy to apply. Readers will learn about the importance of budgeting and saving, the compounding of money, and how to create a diversified portfolio of investments. Included is advice on buying a first home, the characteristics of good debt versus bad debt, insurance and tax planning, even choosing the right career.
Citește tot Restrânge

Preț: 39497 lei

Preț vechi: 69021 lei
-43% Nou

Puncte Express: 592

Preț estimativ în valută:
7558 7901$ 6387£

Carte tipărită la comandă

Livrare economică 07-21 martie

Preluare comenzi: 021 569.72.76

Specificații

ISBN-13: 9780313377181
ISBN-10: 0313377189
Pagini: 240
Ilustrații: 25 bw illus
Dimensiuni: 178 x 254 x 20 mm
Greutate: 0.64 kg
Editura: Bloomsbury Publishing
Colecția Greenwood
Locul publicării:New York, United States

Caracteristici

Presents a list of the "Top Ten Mistakes to Avoid" summarizing the key teachings of the book

Notă biografică

Robert E. Lawless is currently the chief financial officer for an investment and advisory firm that manages over $500 million in assets and the managing director of a registered broker/dealer that raises capital for various investment products.

Cuprins

Introduction1. The Value of an EducationTargeting the Right CareerEducational Costs Versus BenefitsPaying for CollegeEnhancing Your Marketability2. The Importance of SavingsThe Wonders of CompoundingInflationBudgetingAutomatic Savings PlansBuying Your First HomeThe Goal of Retirement3. InvestmentsBenchmarks and IndexesBank ProductsFixed IncomeEquitiesMutual FundsExchange Traded FundsReal EstateAlternative InvestmentsAvoiding Investment Scams4. Principals of InvestingRisk Versus ReturnDiversificationActive and Passive InvestingPersonal Investment ObjectivesPortfolio Allocation ExamplesPortfolio Rebalancing5. DebtGood Debt Versus Bad DebtOther People's MoneyThe Importance of Your Credit ScorePreventing Identity TheftCredit CardsKey Financing TermsConsumer Product LoansFinancing Your First HomeHome Equity Loans6. Tax ConsiderationsOrdinary Versus Capital Gain TaxesThe Time Value of MoneyTax DeferralTax AvoidanceThe Benefits of Retirement AccountsThe Tax Geek7. InsuranceWhat Is Insurance?Liability InsuranceHomeowners' InsuranceAutomobile InsuranceHealth InsuranceDisability InsuranceLife InsuranceThe Protection of an UmbrellaBusiness InsuranceA Cost Versus Benefit Analysis8. The EntrepreneurThe Big IdeaCreating a Business PlanFinding FinancingProtecting Your Investment9. EconomicsThe EconomyRecessions and DepressionsBudget Deficits and SurplusesFiscal PolicyMonetary PolicyForeign CurrenciesBooms and BustsLeading Economic IndicatorsLagging Economic Indicators10. The 10 Most Common Mistakes to AvoidAppendix: Household Budgeting ModelGlossaryBibliographyIndex

Recenzii

This title covers everything young adults just starting out in the world should be thinking about with respect to their future financial decisions. . . . The chapters on 'Tax Considerations' and 'Insurance' are must-reads. Excellent charts and graphs support the text, and 'Guess What?' and 'Beware!' boxes offer fascinating related facts and cautions against such things as risky mortgage loans. Though this volume is entitled 'The Student's Guide,' it is most helpful today just for understanding news headlines.