The Student's Guide to Financial Literacy
Autor Robert E. Lawlessen Limba Engleză Hardback – 10 mar 2010 – vârsta până la 17 ani
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Specificații
ISBN-13: 9780313377181
ISBN-10: 0313377189
Pagini: 240
Ilustrații: 25 bw illus
Dimensiuni: 178 x 254 x 20 mm
Greutate: 0.64 kg
Editura: Bloomsbury Publishing
Colecția Greenwood
Locul publicării:New York, United States
ISBN-10: 0313377189
Pagini: 240
Ilustrații: 25 bw illus
Dimensiuni: 178 x 254 x 20 mm
Greutate: 0.64 kg
Editura: Bloomsbury Publishing
Colecția Greenwood
Locul publicării:New York, United States
Caracteristici
Presents a list of the "Top Ten Mistakes to Avoid" summarizing the key teachings of the book
Notă biografică
Robert E. Lawless is currently the chief financial officer for an investment and advisory firm that manages over $500 million in assets and the managing director of a registered broker/dealer that raises capital for various investment products.
Cuprins
Introduction1. The Value of an EducationTargeting the Right CareerEducational Costs Versus BenefitsPaying for CollegeEnhancing Your Marketability2. The Importance of SavingsThe Wonders of CompoundingInflationBudgetingAutomatic Savings PlansBuying Your First HomeThe Goal of Retirement3. InvestmentsBenchmarks and IndexesBank ProductsFixed IncomeEquitiesMutual FundsExchange Traded FundsReal EstateAlternative InvestmentsAvoiding Investment Scams4. Principals of InvestingRisk Versus ReturnDiversificationActive and Passive InvestingPersonal Investment ObjectivesPortfolio Allocation ExamplesPortfolio Rebalancing5. DebtGood Debt Versus Bad DebtOther People's MoneyThe Importance of Your Credit ScorePreventing Identity TheftCredit CardsKey Financing TermsConsumer Product LoansFinancing Your First HomeHome Equity Loans6. Tax ConsiderationsOrdinary Versus Capital Gain TaxesThe Time Value of MoneyTax DeferralTax AvoidanceThe Benefits of Retirement AccountsThe Tax Geek7. InsuranceWhat Is Insurance?Liability InsuranceHomeowners' InsuranceAutomobile InsuranceHealth InsuranceDisability InsuranceLife InsuranceThe Protection of an UmbrellaBusiness InsuranceA Cost Versus Benefit Analysis8. The EntrepreneurThe Big IdeaCreating a Business PlanFinding FinancingProtecting Your Investment9. EconomicsThe EconomyRecessions and DepressionsBudget Deficits and SurplusesFiscal PolicyMonetary PolicyForeign CurrenciesBooms and BustsLeading Economic IndicatorsLagging Economic Indicators10. The 10 Most Common Mistakes to AvoidAppendix: Household Budgeting ModelGlossaryBibliographyIndex
Recenzii
This title covers everything young adults just starting out in the world should be thinking about with respect to their future financial decisions. . . . The chapters on 'Tax Considerations' and 'Insurance' are must-reads. Excellent charts and graphs support the text, and 'Guess What?' and 'Beware!' boxes offer fascinating related facts and cautions against such things as risky mortgage loans. Though this volume is entitled 'The Student's Guide,' it is most helpful today just for understanding news headlines.