He's an intriguing billionaire, but she's learned the hard way that men like him can't be trusted. When wealthy property entrepreneur, Ryan Jensen, collides with emotionally scarred single mum, Kate Morgan, he's shaken by a premonition of her as his bride. Experience tells Kate he's bad news, but she figures one night of passion will get their sizzling attraction out of her system. But Ryan has good reason for his "three date" rule -no sex until the third date-and he's not about to break it for anyone. From the thrill of the Melbourne Cup, to glittering Christmas Markets in Austria, and the ski slopes of Switzerland, can Ryan overcome his own scars and win her love? A sexy game of rules … and breaking them, and a Christmas they will never forget.