This book will show you exactly what you need to know, nothing more and nothing less to pass the Dantes Subject Standardized Test (DSST) Personal Finance test. The Personal Finance test is recommended for 3 lower level credit by the American Council of Education (ACE). Save countless hours and thousands of dollars by testing out for college credit. The Wise Owl Guides will put the information in an easy-to-read (and remember) format. This book includes 100 practice test questions. People that passed the actual test created this book. YOU can too