The Young Entrepreneurs Financial Literacy Handbook ( Grades 4 - 8 ) is a easy to read and understand textbook. It teaches young people the basic skills of money management, entrepreneurship, and our financial system. Readers will not only learn skills needed to become good employees, but also good employers. It covers such topics as the monetary system, wants versus needs, unit pricing, credit, banking, savings, and investing. There are many hands-on activities to reinforce each topic. The book was written to align with the New Common Core Curriculum State Standards for financial literacy. Because it contains activities which are math oriented and use technology, it meets STEM (Science, Technology, Engineering, and Mathematics ) requirements. The author's mission is to provide basic financial skills and help increase the number of future business owners.