Time is our most precious resource. All we have in life is time. Often, we realize the importance of time only when there is little of it left. Our greatest capital asset is our unexpired years of productive life. We can not influence the supply of this resource. C.S. Lewis says, "The future is something which everyone reaches at the rate of sixty minutes an hour, whatever he does, whoever he is." This realization is not very easy to come by. It is said that a wise person does at once, what a fool does at last. Both do the same thing; only at different times. Henry Twells laments the passing away of time, "When as a child I laughed and wept, time crept. When as a youth I waxed more bold, time strolled. When I became a full-grown man, time RAN. When older still I daily grew, time FLEW. Soon I shall find, in passing on, time gone." So the bad news is time flies. But the good news is you're the pilot. If you want, you can steer the plane of your life. Fortunate are the ones who stand forewarned. Because forewarned is forearmed.