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Trade and Receivables Finance: A Practical Guide to Risk Evaluation and Structuring

Autor Stephen A. Jones
en Limba Engleză Paperback – 6 dec 2019
Trade and Receivable Financeprovides the definitive practical guide to the evaluation and mitigation of risk and the financing of international trade.
This authoritative manual is built upon more than 42 years of experience in the trade and receivables finance market and carries the endorsement of The London Institute of Banking and Finance.
The contents are comprehensive incorporating clause examples, specimen documents, financier checklists and diagrams.
The traditional method of commercial lending assessment places primary importance on the ability of the borrower to repay the financier. However, this form of evaluation often results in insufficient credit appetite to release the required level of financial support for a company involved in cross border trade.
When a trade-related proposition is properly evaluated so that the transactional risks are fully understood and mitigated to an acceptable level, and the source of repayment is identifiable and considered reliable, a well-structured trade and receivables finance facility reduces the risk of default when compared to conventional lending products and can generate additional credit appetite.

This book will become a constant ‘go-to’ companion for transaction banking teams, bank relationship managers, specialist client-facing trade and invoice finance specialists, middle and back office trade advisory personnel, credit analysts, alternative market financiers, export development agencies and credit insurers.

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Specificații

ISBN-13: 9783030403638
ISBN-10: 3030403637
Dimensiuni: 155 x 235 mm
Greutate: 1 kg
Ediția:1st ed. 2018
Editura: Springer
Colecția Palgrave Macmillan
Locul publicării:Cham, Switzerland

Cuprins

1 Introduction
Part I Trade
2 Trade Credit
3 The Trade Cycle
4 Commercial Terms
5 Transport and Control
Part II Credit Risk
6 Credit Risk
7 Evaluating the Client
8 Trade Loans
9 Security
Part III Trade Products
10 Collections
11 Bank Aval
12 Letters of Credit
13 Special Types of Letters of Credit
14 Standby Letters of Credit
15 Demand Bank Guarantees
Part IV The Goods
Part IV The Goods 331
16 Nature of Goods
17 Payables Finance
18 Warehouse Finance
Part V The Receivable
19 Sales Invoice and Debt Instruments
20 Evaluating the End-Buyer
21 Credit Insurance
22 Performance Risk
23 Receivables Finance
24 Invoice Finance
Part VI The Proposition
25 The Credit Facility Application

Notă biografică

Stephen A. Jonesis a leading trade finance practitioner, trainer and consultant with over 42 years of experience. He has held senior positions in Lloyds Bank, NatWest and RBS, working in operations (letters of credit, collections, payments, foreign exchange, and negotiations), and in trade finance sales (client relationship, risk management and new business origination).
Stephen left banking in November 2009 to set up his own trade finance consultancy and training business. In 2014 Stephen was appointed Consultant Head of Risk for a new alternative market trade finance provider. During his term of office Stephen formulated the trade and receivables finance credit risk policy and operational instructions for the financier and headed up its credit risk committee.
Stephen regularly designs and delivers training programmes globally to banks on trade and receivables finance, risk management, AML and sanctions compliance.
He continues to work as a trade finance practitioner, consultant trade advisor, handles letters of credit for his corporate clients and arranges finance; this helps to ensure his material is both relevant to today’s market and highly practical.




Textul de pe ultima copertă

Trade and Receivables Financeprovides the definitive practical guide to the evaluation and mitigation of risk and the financing of international trade.
The traditional method of commercial lending assessment places primary importance on the ability of the borrower to repay the financier. However, this form of evaluation often results in insufficient credit appetite to release the required level of financial support for a company involved in cross border trade. When a trade-related proposition is properly evaluated so that the transactional risks are fully understood and mitigated to an acceptable level, and the source of repayment is identifiable and considered reliable, a well-structured trade and receivables finance facility reduces the risk of default when compared to conventional lending products and can generate additional credit appetite.
This book is an authoritative manual built upon more than 42 years of experience in the field of trade finance and will become a constant ‘go-to’ companion for transaction banking teams, bank relationship managers, specialist client-facing trade and invoice finance specialists, middle and back office trade advisory personnel, credit analysts, alternative market financiers, export development agencies and credit insurers.


Caracteristici

A comprehensive manual for those involved in the lending of money for domestic and international trade

Provides coverage of risk evaluation

Offers guidance on structuring finance