In uncertain economic times, many seniors and their families are bound to face financial problems as illustrated by tsunamis. Financial tsunamis can sink your retirement plans and wash away your financial peace of mind. Jay Tyner, RFC(r) discusses 9 financial storms retirees could face over the next 10 years. With the help of a professional financial guide, you can quickly start "doubling the height of your sea walls" to protect your retirement from irrevocable damage. "Remember Smart Financial Decisions Impact the Quality of Your Life" - Jack Keeter Semmax Financial Advisors, Inc. is the company's Registered Investment Advisory arm which offers customized asset management solutions using a range of investment vehicles - stocks, bonds, REITs, ETFs - across a variety of investment disciplines, asset classes, and strategies, tailored to each client's risk tolerance and planning goals. Our goal is asset management with the lowest cost, lowest risk and highest return that is suitable for our clients. Semmax, Inc. specializes in providing the most competitive insurance products and solutions available. From life and long-term care insurance, to a portfolio of income annuity accounts from top-rated carriers in the industry, our risk management division implements insurance strategies customized to each individual's life circumstances. Semmax Tax, Inc., founded in 2004 as the third component of Semmax Financial Group and subsidiary of Triad Tax Advisory and Financial Services, Inc., addresses the need for advantageous, integrated tax planning for clients.