Filing for Bankruptcy in 2010 is quite different from what it was in the past. In 2005 the banking industry changed the rules They literally spent millions of dollars on their lobbyists in order to change our bankruptcy laws to their own benefit. The result of this change was to deprive millions of Americans of the financial protection the bankruptcy law was written to provide. "Ultimate Bankruptcy 2010" has been written to deal with the changes made to our bankruptcy laws and shows you how to file bankruptcy today with the same benefits you would have experienced if you had filed prior to 2005 Can you really afford a Monthly Plan Payment of $500 to $3,500+ per month that can force you to live at or below the Poverty Line for a full (5) years without any real benefit to you? Because of the changes in 2005 most people filing bankruptcy today are being forced into filing Chapter 13 and end up having to pay a (5) year plan payment they cannot afford to make. If this is something you don't want to get stuck with you need to take action NOW. If you do not prepare yourself you will most definitely pay the price in more ways than you can imagine. When following the steps outlined in "Ultimate Bankruptcy 2010" you are the one who decides which Bankruptcy Chapter is best for you rather than what works best for the creditors and banks. "Ultimate Bankruptcy 2010" gives you the tools you need in order to avoid being forced into filing Chapter 13 Bankruptcy when it is of no real benefit to you. If filing for Chapter 13 is in your best interest then "Ultimate Bankruptcy 2010" will show you how to maximize your position where you can literally save yourself tens of thousands of dollars in plan payments. Either way ... YOU WIN The tools provided in "Ultimate Bankruptcy 2010" actually get you started with a whole new way of looking at your situation and the best way to protect yourself and your family through the bankruptcy process.