The main purpose of this book is to give you the information you need to know so you can decide whether or not a reverse mortgage is a good idea for your present financial circumstances. If so, then the second purpose of this book is to guide you through that process so you achieve your financial goals with as much knowledge and as little frustration as possible. A reverse mortgage is not right for everyone, but if it is the right solution for you, this book will tell you everything you need to know. There is not a lot of fluff in this book; the intention is to provide the information you need as simply as possible, while making it easy for you to understand reverse mortgages in a pleasant and comfortable way. This book is designed to: 1. Provide a clear picture and understanding about reverse mortgages 2. Explain the overall strategy the Federal Housing Administration (FHA) uses to ensure reverse mortgages are a long-term sustainable solution for families and our nation 3. Provide a balanced view of the positives and negatives of a reverse mortgage 4. Compare and contrast the different product choices and proceed with options for a reverse mortgage 5. Describe the process for acquiring a reverse mortgage 6. Present three different case studies that may be similar to your situation 7. Prepare adult children to understand the reverse mortgage options available and their role in the process